Tailored solutions for your capital

As we live longer, it’s becoming increasingly important to plan for the life ahead of us. We know that everyone’s financial journey is different, which is why our approach to financial and investment planning is based on your unique goals. 

To understand your goals and provide peace of mind throughout your life, we will work with you in three different ways: 

PLAN: When aiming towards longer-term financial goals, such as a comfortable retirement, you’ll need a detailed plan. We’ll work together to agree a plan that works for you. 

DESIGN: After considering your time horizon and attitude to risk, we can design an investment portfolio to match the plan. 

REVIEW: Market conditions change. So can personal circumstances. We’ll keep a close eye on your investments monitor if they stay on track. 

SJP recognises that no single investment house has a monopoly on investment expertise, so don’t employ in-house investment managers. Instead we carefully select a number of external managers to manage our range of funds. 

This has a number of benefits: 

• It gives us the freedom to choose from some of the best managers in the world 
• It means we can change a manager at short notice if the need arises, without inconvenience to you 
• It gives you a real opportunity to diversify your investments by spreading your money across funds managed by different managers with different styles. 

The value of an investment with  St. James's Place will be directly linked to the performance of the funds you select, and the value can therefore go down as well as up. You may get back less than you invested.